The Real Reason Seafarers Are Afraid to Invest

“Sir, bakit po kaya takot mag-invest ang mga seafarer kahit malaking dolyar ang kita?” It’s a question I’ve heard many times—and every time, it hits me right in the gut. Because I was once in that exact situation. I worked at sea for 17 years. I earned in dollars. I sent money home faithfully. I … Read more

Recognizing warning signs of financial trouble

AS we enter Fire Prevention Month, a period marked by heightened awareness of fire safety and preparedness, it’s crucial to protect our physical environment from wildfires and safeguard our financial well-being from potential economic fires. Just as this season’s hot and dry conditions increase the risk of fires, economic factors can also create explosive situations … Read more

Best financial strategies for 2024

AS we welcome the dawn of a new year with the dazzling display of fireworks and joyous celebrations, it is essential to recognize the opportunities and challenges that lie ahead in the realm of personal finance. Much like orchestrating spectacular fireworks shows requires careful planning and precision, managing one’s finances demands strategic foresight and adaptability. … Read more