The Best Christmas Gift

Celebrations are a quick translation for “Christmas season’ for many Filipinos. Many Overseas Filipino Workers (OFWs) and seafarers also come home to their families for this annual merry making. This 2020 however, celebrations might not be the same due to the lingering effects of the pandemic on the Philippines. What could be the best way … Read more

Do Christmas songs affect consumer spending?

Jose Mari Chan meme is becoming a usual trend over the social media every September. It’s an indication that Filipinos are quite excited for a long Christmas celebration that will happen. Then the moment malls open on the first day of September, the long-playing Christmas songs will start to be heard until January of next … Read more

How to Handle A Money Conversation During A Crisis

Joe was 21 years old when the 2008 financial crisis happened. He still remembers how severely affected his overseas Filipino worker (OFW) neighbors were that time. He considered himself lucky because his uncle helped him finish college and get hired by the shipping company where the latter was working. But his uncle was due to … Read more

Pasko na OFW ko, miss na kita, balik ka na FOR GOOD.

Hindi ko kayang i-describe kung gaano ang sayang nararamdaman ko habang tinitignan ko ang bunso kong anak na si Alisa na tumatalon-talon. Tuwang-tuwa syang salubungin kami ng nanay nya nang isang araw na galing kami ng Dapitan Arcade, namili ng mga Christmas decors para sa papalapit na kapaskuhan. Lalong natuwa si Alisa ng sagutin ko … Read more


When I was still a novice seafarer, meron isang incident na nakapagmulat sa akin sa katotohanan that “most of the people identify seafarers as milking cows.” Right after I recovered from an unfortunate work related accident, I was now fit for sea duty and more than eager to work. Kaso nga lang the “Assistant” Fleet … Read more