If you are a seafarer, you don’t need to buy insurance!

Talking about life insurance is never a “fun” conversation on board the ship. Most seafarers view life insurance as an expense but never an investment neither a form of savings. In fact, life insurance sounds morbid because it always signifies death. Although it is true that life insurance might not be an investment but it … Read more

Whatcha Gonna Do With That 13th Month Pay?

People making lists Buying special gifts It’s a time to be kind To one and all It’s that time of year When the malls are near And you wish you Could have more To buy all presents From a store I know we all know ‘Give Love on Christmas Day’ by heart. But I messed … Read more

Life Goals

According to Lou Holtz; if you are bored with life, if you don’t get up every morning with a burning desire to do things—you don’t have enough goals. The question is, “para kanino at para saan nga ba ang dahilan nang ating pag gising sa umaga?” Experts say that brain is a goal-seeking organism. Ano … Read more