AS we approach the end of another year, many of us are left reflecting on the goals we set and the progress we’ve made. The reality, however, is that life rarely unfolds according to our plans, especially when it comes to personal finance. Perhaps you started the year with ambitious goals — to save more, … Read more
CHRISTMAS is often described as “the most wonderful time of the year.” But for adults, it can sometimes feel more overwhelming than magical. While children gleefully count down the days, thrilled by the prospect of gifts and holiday fun, adults often wrestle with financial concerns, packed schedules and the weight of high expectations. The magic … Read more
Psst… hindi ka nag-iisa. Kung pakiramdam mo na parang hindi mo alam kung paano pagkakasyahin ang budget ngayong holidays habang iniisip pa rin kung paano makapag-invest para sa future, maraming nakaka-relate sa’yo. Hindi madali ang pagsabayin ang mga bagay na nagpapasaya sa pamilya ngayon at ang mga hakbang para sa kanilang kinabukasan. Alam namin, Christmas … Read more
RETIREMENT — once seen as a sunset, a slow fade into the twilight years of life — is being reimagined by modern Filipinos. Today, retirement is not just about resting after decades of hard work; it’s about embracing a new dawn full of opportunities to reinvent oneself, pursue passions and live life with renewed purpose. … Read more
SUMMER is the perfect time to take a break from the daily grind and embark on an adventure. Whether you’re dreaming of sandy beaches, bustling cities or quiet mountain retreats, the anticipation of a vacation is thrilling. However, the excitement can quickly turn to stress when you start thinking about the costs involved. With so … Read more
MOST Filipinos rely on social security for their retirement. However, despite the evidence in the past that depending on the government retirement program will surely lead us to despondent golden years. Still, from generation to generation, this is a considerable debate about whether to invest in it or just be faithful for the future. Of … Read more
Ano Ba Ang Tamang Paraan Ng Pag Gastos Sa Pag Aaral Ng Anak Natin Ngayon Taon. DEPED has recently announced a shocking decision, classes have been moved again on October 5, 2020. This has added more confusion to an already confusing school year for all of us here in the Philippines, especially when it comes to our budget for their education.
Many people are losing jobs every day for reasons beyond their control. Even if you have a great position right now, it might not be there in six months. Like the Philippine weather that could change any time and become increasingly difficult to predict, the concept of job security is becoming obsolete. I had been … Read more
In most of the financial planning seminars that I have conducted, I’ve always asked the audience, “Who among you want to be rich?” Definitely, all hands would be up. No one dreams of being poor. My next question, “Who among you are willing to do whatever it takes to be rich?” Still all of them … Read more
You’re listening to a very powerful motivational speaker inside a huge conference room. Before ending his talk, he throws out this question: “Who wants to become successful?” Everybody’s hand goes up in the air, which leaves you no option but to raise yours as well. After all, who doesn’t want to become accomplished in the … Read more