Well, financial planning by definition is a long term process of wisely managing your finances so that you can achieve your dreams and goals. That means, financial planning is NOT an overnight success. So if somebody approaches you telling you to invest in something and you will have a guaranteed 20%-40% earnings or even double … Read more
I’ve done countless “Financial Planning for the Fast Changing World” seminars. I started educating and inspiring people when I was still boarding a ship. Now, I’m doing this advocacy not only for OFWs but as well as for all people who are looking for ways to reach financial independence. In all honesty, all of my … Read more
Becoming rich can be daunting and confusing at the beginning just like navigating in a foggy sea. But once you start taking some steps, things get clear. If we define what financial planning is, it means a long term process of wisely managing your finances so you can achieve your goals and dreams. Retirement is … Read more
Hindi ko kayang i-describe kung gaano ang sayang nararamdaman ko habang tinitignan ko ang bunso kong anak na si Alisa na tumatalon-talon. Tuwang-tuwa syang salubungin kami ng nanay nya nang isang araw na galing kami ng Dapitan Arcade, namili ng mga Christmas decors para sa papalapit na kapaskuhan. Lalong natuwa si Alisa ng sagutin ko … Read more
People making lists Buying special gifts It’s a time to be kind To one and all It’s that time of year When the malls are near And you wish you Could have more To buy all presents From a store I know we all know ‘Give Love on Christmas Day’ by heart. But I messed … Read more
Matapos ang mahabang panahon ng ating pagtatrabo, ang kadalasang pagkakamali ng karamihan ay ang hindi paghahanda sa panahon ng pagtanda. Most of us don’t bother about it until we reach the age of retiement, but sad to say, retirement is not an option. Others think they don’t need much during old age. They forget to … Read more