Financial Mistakes to Success

It’s a new year, and with it comes the familiar promise of fresh starts. But let’s be honest: as the weeks roll by, many of us find our resolutions slipping through our fingers, especially when it comes to our finances. If you’ve spent years grappling with financial mistakes—whether it’s overspending, neglecting to save, or making … Read more

Ending the Year Strong and Proud

AS we approach the end of another year, many of us are left reflecting on the goals we set and the progress we’ve made. The reality, however, is that life rarely unfolds according to our plans, especially when it comes to personal finance. Perhaps you started the year with ambitious goals — to save more, … Read more

Rediscovering Christmas’ Joys Without Breaking the Bank

CHRISTMAS is often described as “the most wonderful time of the year.” But for adults, it can sometimes feel more overwhelming than magical. While children gleefully count down the days, thrilled by the prospect of gifts and holiday fun, adults often wrestle with financial concerns, packed schedules and the weight of high expectations. The magic … Read more

Budget Now, Invest for the Future: Finding Balance This Holiday Season

Psst… hindi ka nag-iisa. Kung pakiramdam mo na parang hindi mo alam kung paano pagkakasyahin ang budget ngayong holidays habang iniisip pa rin kung paano makapag-invest para sa future, maraming nakaka-relate sa’yo. Hindi madali ang pagsabayin ang mga bagay na nagpapasaya sa pamilya ngayon at ang mga hakbang para sa kanilang kinabukasan. Alam namin, Christmas … Read more

What is the Best Advice Someone Has Ever Given You?

More than a decade ago, I sailed with a rigorous, flamboyant, and quite an influential Swedish Captain. He was considered fierce-looking due to his immense built and strong foreign features. In fact, if it is your first time to sail with him, the tendency is to be afraid and aloof. Just like in any other … Read more

If you are a seafarer, you don’t need to buy insurance!

Talking about life insurance is never a “fun” conversation on board the ship. Most seafarers view life insurance as an expense but never an investment neither a form of savings. In fact, life insurance sounds morbid because it always signifies death. Although it is true that life insurance might not be an investment but it … Read more

Pauwi ka na, handa ka na bang ubusin ang lahat ng pinaghirapan mo?

Sa isang OFW, kung ang pag-alis ng bansa ang pinaka-mabigat na pakiramdam, ang pag-uwi naman ang pinakamasayang yugto. Sa mahabang panahon ng aking pagbabarko, hindi ko pa rin nagawang masanay sa ganitong “cycle of emotions,” iiyak tuwing aalis, hindi naman makatulog pag pauwi na. Sa aming mga marino, ang pinaka hihintay naming balita ay kung … Read more

Financial Planning for OFWs

This article was written by Kyle Kam, Digital Marketing Specialist, MoneyMax.ph. Working abroad opens you up to all kinds of experiences. Many Filipinos dream of working abroad. Those who do find employment there do so in order to be able to provide for their families back here. To date, the number of Filipinos leaving the country to work abroad … Read more

A Replacement to your SSS Pension

Do you think about your retirement? How’s it gonna be? For some, it’s a question of “how do you enjoy this stage?” but for many, it’s “how will you survive this?”. Let’s talk about how you can prepare for your retirement. So, how much budget will you need in your Golden Years? You might know … Read more

The Wealth Triangle

You want to invest. You can invest. But you are not sure if this is the right move for you. You are afraid that you might lose your hard-earned money in a blink of an eye. Don’t worry, I know the feeling. That’s exactly what I felt before and I’m here to help you know … Read more