Do you think about your retirement? How’s it gonna be? For some, it’s a question of “how do you enjoy this stage?” but for many, it’s “how will you survive this?”. Let’s talk about how you can prepare for your retirement. So, how much budget will you need in your Golden Years? You might know … Read more
You want to invest. You can invest. But you are not sure if this is the right move for you. You are afraid that you might lose your hard-earned money in a blink of an eye. Don’t worry, I know the feeling. That’s exactly what I felt before and I’m here to help you know … Read more
Have you always felt like you are carrying the weight of the world? Like everyone seems to depend on you? Your family members rely on you to pay for tuition fees, medicines, and even debts. Your friends also seem to see you as the “financier” for all your gimmicks that sometimes you begin to doubt … Read more
Well, financial planning by definition is a long term process of wisely managing your finances so that you can achieve your dreams and goals. That means, financial planning is NOT an overnight success. So if somebody approaches you telling you to invest in something and you will have a guaranteed 20%-40% earnings or even double … Read more
A referendum was held on Thursday, 23rd of June, to decide whether the UK should leave or stay the European Union. The result created a great division amongst British that resulted to 51.9% of them wanting to leave the European Union in the UK-wide vote. By the way, what is European Union? The idea of … Read more
I’ve done countless “Financial Planning for the Fast Changing World” seminars. I started educating and inspiring people when I was still boarding a ship. Now, I’m doing this advocacy not only for OFWs but as well as for all people who are looking for ways to reach financial independence. In all honesty, all of my … Read more
Hindi ko kayang i-describe kung gaano ang sayang nararamdaman ko habang tinitignan ko ang bunso kong anak na si Alisa na tumatalon-talon. Tuwang-tuwa syang salubungin kami ng nanay nya nang isang araw na galing kami ng Dapitan Arcade, namili ng mga Christmas decors para sa papalapit na kapaskuhan. Lalong natuwa si Alisa ng sagutin ko … Read more
One afternoon, at one of my financial planning seminars, I asked my participants, “what is estate tax?”. A number of participants replied in unison, “it’s the tax we pay every year!” Although, many Filipinos nowadays are well aware of the fundamental concept of financial planning, many are still ill-educated when it comes to estate planning. … Read more
Like all other financial goals, planning for child’s education is an important one just like the other. Bilang isang magulang, ang isa sa mga mahahalagang pangarap natin para sa anak natin ay ang mabigyan ng wasto at magandang edukasyon sa pangarap nating paaralan. But the sad truth is, most parents, especially the young couples, always … Read more
According to Lou Holtz; if you are bored with life, if you don’t get up every morning with a burning desire to do things—you don’t have enough goals. The question is, “para kanino at para saan nga ba ang dahilan nang ating pag gising sa umaga?” Experts say that brain is a goal-seeking organism. Ano … Read more