In most of the financial planning seminars that I have conducted, I’ve always asked the audience, “Who among you want to be rich?” Definitely, all hands would be up. No one dreams of being poor. My next question, “Who among you are willing to do whatever it takes to be rich?” Still all of them … Read more
You’re listening to a very powerful motivational speaker inside a huge conference room. Before ending his talk, he throws out this question: “Who wants to become successful?” Everybody’s hand goes up in the air, which leaves you no option but to raise yours as well. After all, who doesn’t want to become accomplished in the … Read more
When we were in school, it was not only parents but also noteworthy students who were grade-conscious. Exam results, medals, and recognition became the bases for favors, especially during shopping sprees. Grades turned out to be the ultimate bargaining power! Students who were described as carefree and infamous, on the other hands, were the ones … Read more
More than a decade ago, I sailed with a rigorous, flamboyant, and quite an influential Swedish Captain. He was considered fierce-looking due to his immense built and strong foreign features. In fact, if it is your first time to sail with him, the tendency is to be afraid and aloof. Just like in any other … Read more
Talking about life insurance is never a “fun” conversation on board the ship. Most seafarers view life insurance as an expense but never an investment neither a form of savings. In fact, life insurance sounds morbid because it always signifies death. Although it is true that life insurance might not be an investment but it … Read more
This article was written by Kyle Kam, Digital Marketing Specialist, MoneyMax.ph. Working abroad opens you up to all kinds of experiences. Many Filipinos dream of working abroad. Those who do find employment there do so in order to be able to provide for their families back here. To date, the number of Filipinos leaving the country to work abroad … Read more
Do you think about your retirement? How’s it gonna be? For some, it’s a question of “how do you enjoy this stage?” but for many, it’s “how will you survive this?”. Let’s talk about how you can prepare for your retirement. So, how much budget will you need in your Golden Years? You might know … Read more
You want to invest. You can invest. But you are not sure if this is the right move for you. You are afraid that you might lose your hard-earned money in a blink of an eye. Don’t worry, I know the feeling. That’s exactly what I felt before and I’m here to help you know … Read more
Have you always felt like you are carrying the weight of the world? Like everyone seems to depend on you? Your family members rely on you to pay for tuition fees, medicines, and even debts. Your friends also seem to see you as the “financier” for all your gimmicks that sometimes you begin to doubt … Read more
Well, financial planning by definition is a long term process of wisely managing your finances so that you can achieve your dreams and goals. That means, financial planning is NOT an overnight success. So if somebody approaches you telling you to invest in something and you will have a guaranteed 20%-40% earnings or even double … Read more