This article is written by Joanne Alorro of Cardinal Buoy Financials If we are to describe what’s the best job for us, many of us will say it’s the high-paying job. Of course we need to be well-compensated for our hard work. But I am also pretty sure that a lot will say it should … Read more
I’ve done countless “Financial Planning for the Fast Changing World” seminars. I started educating and inspiring people when I was still boarding a ship. Now, I’m doing this advocacy not only for OFWs but as well as for all people who are looking for ways to reach financial independence. In all honesty, all of my … Read more
One of the perks in being a financial planner is that you get to hear different real life stories on how Filipinos value family legacy, specifically inheritance of family estate. If there’s one thing that really brands a Filipino style of estate planning it’s gonna to be the ridiculous privilege of the “favorite offspring” and … Read more
After months of saving money for the holidays and draining your bank account within few days, you have to face the fact that reality bites – you have to pay all consumer debts you have incurred during the season Natapos na ang napakagulong schedule mo, umalis na ang mga nagbakasyon sa bahay nyo, at unti-unti … Read more
Becoming rich can be daunting and confusing at the beginning just like navigating in a foggy sea. But once you start taking some steps, things get clear. If we define what financial planning is, it means a long term process of wisely managing your finances so you can achieve your goals and dreams. Retirement is … Read more
Hindi ko kayang i-describe kung gaano ang sayang nararamdaman ko habang tinitignan ko ang bunso kong anak na si Alisa na tumatalon-talon. Tuwang-tuwa syang salubungin kami ng nanay nya nang isang araw na galing kami ng Dapitan Arcade, namili ng mga Christmas decors para sa papalapit na kapaskuhan. Lalong natuwa si Alisa ng sagutin ko … Read more
One afternoon, at one of my financial planning seminars, I asked my participants, “what is estate tax?”. A number of participants replied in unison, “it’s the tax we pay every year!” Although, many Filipinos nowadays are well aware of the fundamental concept of financial planning, many are still ill-educated when it comes to estate planning. … Read more
People making lists Buying special gifts It’s a time to be kind To one and all It’s that time of year When the malls are near And you wish you Could have more To buy all presents From a store I know we all know ‘Give Love on Christmas Day’ by heart. But I messed … Read more
You’re too busy being young. Who’s not? We only get to be young once, right? We don’t have time for serious stuff. Maybe when we had enough of fun. Maybe when we get couple of wrinkles. Maybe after 10 years. That’s the time we’ll think about what worries the older people. Life’s too short to … Read more
When I was still a novice seafarer, meron isang incident na nakapagmulat sa akin sa katotohanan that “most of the people identify seafarers as milking cows.” Right after I recovered from an unfortunate work related accident, I was now fit for sea duty and more than eager to work. Kaso nga lang the “Assistant” Fleet … Read more